基于区块链技术的供应链金融创新研究  

Research on Supply Chain Finance Innovation Based on Blockchain Technology

作　　者：韩景旺[1] 韩明希 HAN Jingwang;HAN Mingxi(Study Center on Financial Innovation and Risk Management,Hebei Finance University,Baoding 071051,China;School of Agriculture Economics and Rural Development,Renmin University of China,Beijing 100872,China)

机构地区：[1]河北金融学院金融创新与风险管理研究中心,河北保定071051 [2]中国人民大学农业与农村发展学院,北京100872

出　　处：《齐鲁学刊》2022年第4期131-141,共11页Qilu Journal

基　　金：河北省金融创新与风险管理研究中心开放基金项目“基于区块链技术的供应链金融创新研究”(JDKF2022016)。

摘　　要：区块链技术在创新供应链金融中具有保持信息通畅、保障信息安全以及强化风险管控等优势,因此,区块链技术在供应链金融领域的运用,能够有效解决供应链金融数据信息不流畅、不透明问题,从而保证数据安全,提升供应链金融风险防控能力,健全供应链金融监管系统,营造区块链+供应链金融的新生态,显著提升供应链运行质量和效率。而做好基于区块链技术的供应链金融创新,主要是做好融资创新、金融业务创新两个方面的管理,并通过做好多方协同工作、强化行业标准和法律建设、加强人才培养和技术创新、强化信用评级和主体遴选等举措,发挥区块链技术优势以实现供应链金融的快速落地和健康发展。Blockchain technology has the advantages of maintaining smooth information,ensuring information security and strengthening risk management in innovative supply chain finance.Therefore,the application of blockchain technology in the field of supply chain finance can effectively solve the problem of non-smooth and non-transparent supply chain financial data information,ensure data security,enhance the supply chain financial risk prevention and control capabilities,improve the supply chain financial supervision system,build a new ecology of blockchain+supply chain finance,and significantly promote the quality and efficiency of supply chain operations.The supply chain finance innovation based on blockchain technology focuses on the management of both financing innovation and financial business innovation.In addition,by means of multi-party collaboration,strengthening industry standards and legal construction,reinforcing talent cultivation and technology Innovation,and intensifying credit rating and subject selection,the advantages of blockchain technology will be exploited to make a quick implementation and healthy development of supply chain finance.

关 键 词：区块链技术 供应链 融资 金融 智能合约 

分 类 号：F83[经济管理—金融学]