规范金融消保领域行政处罚自由裁量权的制度与实践探索  

The System and Practice of Regulating Administrative Penalty Discretion in Financial Consumer Protection Field

作　　者：商逸琪 SHAGN Yiqi

机构地区：[1]中国人民银行长春中心支行,吉林长春130061

出　　处：《吉林金融研究》2022年第5期46-49,共4页Journal of Jilin Financial Research

摘　　要：在金融消费者保护工作领域的自由裁量权是指金融消保机关基于履行行政管理职能的目的,在法律规定的幅度和范围内,在各种依法有权可以采取的措施中进行自由选择的权力。但是没有限制的自由就是对他人自由的侵犯,金融消保领域行政处罚自由裁量权有其存在的合理价值但同时也存在侵害行政相对人合法权益的潜在危险,本文将结合金融消保工作实际,着力探索规范金融消保领域行政处罚自由裁量权的可行性措施。The discretionary power in the field of financial consumer protection refers to the power of the financial consumer protection agency to choose freely among various legal measures within the scope and scope stipulated by law based on the purpose of performing administrative functions.But freedom without limits is an assault on the freedom of others,The discretionary power of administrative penalty in the field of financial consumer protection has its reasonable value,but it also has the potential danger of infringing the legal rights and interests of administrative counterparts.This paper will combine the practice of consumer protection work to explore the feasibility of regulating the administrative penalty discretion in the field of financial consumer protection.

关 键 词：金融消保 行政处罚 自由裁量 

分 类 号：F830[经济管理—金融学]