探索银行“碳账户”具有多重意义  

Exploring New Moves of Green Finance

作　　者：董希淼 

机构地区：[1]秦农农村商业银行

出　　处：《金融电子化》2022年第7期76-76,M0003,共2页Financial Computerizing

摘　　要：气候变化问题关系人类共同命运,我国将用全球历史上最短时间实现从碳达峰到碳中和,任重而道远。一段时间来,我国部分商业银行悄然试水,探索推出个人“碳账户”。个人“碳账户”将用户日常碳减排行为进行量化,尝试与金融服务挂钩,有助于丰富金融服务场景,增强全民绿色消费意识,助力如期实现碳达峰、碳中和目标。With the dissemination of the idea of green and environmental prolection,to innovate in green financial products at the side of consumption and enrich a green financial senvice system have already become impotant moves of boosting the acceleration of green and low-carbon transition of China's economy.Business Innovation in this issue shows in the form of a special subject that institutions employ fin-tech empowerment,with customer experience as a gripping device,integrate deeply a platform with a scene pattern,quicken green financial innovation and help achieve carbon peak and carbon neutrality goals.

关 键 词：金融服务 商业银行 碳中和 绿色消费意识 账户 气候变化问题 碳减排 多重意义 

分 类 号：F83[经济管理—金融学]