数字金融能否助推绿色低碳发展?  

Can Digital Finance Boost Green and Low-carbon Development?

作　　者：黄永春[1,2] 黄瑜珊 胡世亮 贾琳[3] HUANG Yongchun;HUANG Yushan;HU Shiliang;JIA Lin(Business School,Hohai University,Nanjing 211100,China;Jiangsu Provincial Collaborative Innovation Center of World Water Valley and Water Ecological Civilization,Nanjing 211100,China;School of Management and Economics,Beijing Institute of Technology,Beijing 100000,China)

机构地区：[1]河海大学商学院,江苏南京211100 [2]江苏省“世界水谷”与水生态文明协同创新中心,江苏南京211100 [3]北京理工大学管理与经济学院,北京100000

出　　处：《南京财经大学学报》2022年第4期88-97,共10页Journal of Nanjing University of Finance and Economics

基　　金：国家社会科学基金一般项目“‘产-才-城’适配视域下长三角人才一体化发展的协同机制研究”(21BGL016);江苏省教育厅哲学社会科学重大项目“技术型创业团队的成长机理与培育路径研究”(2021SJZDA027)。

摘　　要：数字经济时代,数字金融作为一种创新性金融模式,对绿色低碳发展有着重大影响。通过构建绿色低碳发展指标,运用固定效应模型和面板门槛回归模型,探索数字金融对绿色低碳发展的影响机制及门槛效应。研究发现:数字金融可以推动绿色低碳发展,并且科技创新是数字金融推动绿色低碳发展的传导路径;与此同时,数字金融与绿色低碳发展之间存在非线性关系,人力资本和金融监管对绿色低碳发展的影响均存在双门槛效应。进一步研究发现:数字金融对绿色低碳发展的促进作用仅存在于东中部地区,且东部地区的正向效应更强。In the era of digital economy,digital finance,as an innovative financial model,has a significant impact on green and low-carbon development.This paper explores the influence mechanism and threshold effect of digital finance on green and low-carbon development by constructing green and low-carbon development indicators and applying fixed effect model and panel threshold regression model.The study has found that digital finance can promote green and low-carbon development,and scientific and technological innovation is the transmission path for digital finance to promote green and low-carbon development.At the same time,there is a non-linear relationship between digital finance and green and low-carbon development.There are double threshold effects in the development stage of human capital and financial regulation on green and low-carbon development.Further research shows that digital finance promotes green and low-carbon development only in eastern and central China,and the positive effect is stronger in eastern China.This study provides theoretical reference and policy inspiration for promoting financial digitization and economic greening,and realizing the deep integration of digital finance and green and low-carbon development.

关 键 词：数字金融 绿色低碳发展 科技创新 

分 类 号：F832[经济管理—金融学] F124.5