基于多元统计分析的中国各省养老保险水平评价及其影响因素研究  

Evaluation and Influence Mechanism of Endowment Insurance Level in Provinces of China Based on Multivariate Statistical Analysis

作　　者：刘桂红 管强 郑舒颐 LIU Gui-hong;GUAN Qiang;ZHENG Shu-yi(Department of Personnel,Sanming University,Sanming 365004,Fujian,China;Institute of Information Engineering,Sanming University,Sanming 365004,Fujian,China)

机构地区：[1]三明学院人事处,福建三明365004 [2]三明学院信息工程学院,福建三明365004

出　　处：《兰州文理学院学报（自然科学版）》2022年第5期28-35,38,共9页Journal of Lanzhou University of Arts and Science(Natural Sciences)

基　　金：福建省自然科学基金项目(2019J01821);福建省中青年教师教育科研项目(JAS19346、JAT210429);三明学院科学研究发展基金项目(A201915)。

摘　　要：随着人口老龄化的常态化,养老保险水平区域均衡发展是我国关注的重点对象.各地的发展进程及水平受诸多因素的影响,严重不一.因此本文将31个省域的养老保险水平聚类定档,运用方差分析验证差异,发现经济高度发达地区养老水平高;再通过因子分析具体分析形成差异的因素,发现经济因子占近80%,起正向影响,北京、上海、天津三地的养老保险水平保持在前三,并与其他省域存在较大差距.总结得到我国整体养老保险水平偏低且存在差异,可从经济和人口两方面改善差异,促进均衡发展.With the normalization of population aging,regional balanced development of endowment insurance level is the focus of attention in China.The development process and level of different regions are affected by many factors,which are seriously different.Therefore,in this paper,the old-age insurance level of 31 provinces is clustered and classified,and variance analysis is used to verify the differences.It is found that the level of pension in economically developed areas is high.Through factor analysis,it is found that the economic factor accounts for nearly 80%,which has a positive impact.The pension insurance level of Beijing,Shanghai and Tianjin remains in the top three,and there is a large gap with other provinces.It is concluded that the overall level of endowment insurance in China is low and there are differences,which can be improved from two aspects of economy and population to promote balanced development.

关 键 词：养老保险水平 区域差异 聚类分析 方差分析 因子分析 

分 类 号：F249.2[经济管理—劳动经济]