金融化、长寿化与金融能力提升研究  

A Study of Financialization, Longevity and Financial Capability Enhancement

作　　者：刘长喜[1] 崔占民 LIU Changxi;CUI Zhanmin(School of Humanities,Shanghai University of Finance and Economics,Shanghai,200433,China)

机构地区：[1]上海财经大学人文学院,上海200433

出　　处：《社会工作与管理》2022年第5期47-56,共10页Social Work and Management

基　　金：上海市哲学社会科学规划一般课题“金融化与国家汲取资源能力的提升”(2019BSH011)。

摘　　要：随着社会金融化进程的加快,金融社会逐渐形成。在金融社会中,个体和家庭的金融脆弱性问题更加凸显。同时,长寿化也是一个不断加剧的趋势,打破了原有的读书、工作、退休三阶段模式,百岁人生模式下金融可持续安排尤其值得关注。基于金融化、长寿化和本土化的金融能力理论需要整合成为一个机会—效能—同一性的分析框架。提升金融能力应该成为社会发展的重要战略之一。开展金融社会工作是提升社会金融能力和建设金融社会的主要途径和方式。With the accelerated process of financialization of society, financial societies are gradually formed. In the financial society, the problem of financial vulnerability of individuals and families has become more prominent. At the same time, longevity is an increasing trend, breaking the original three-stage model of study,work, and retirement. Financial sustainability arrangements in the centennial life model are of particular concern.Financial capability theories based on financialization, longevity and localization need to be integrated into an analytical framework of opportunity-efficacy-identity. Enhancing financial capability should become one of the important strategies for social development. Financial social work is a major force in enhancing the financial capability of society and building financial society.

关 键 词：金融化 长寿化 金融能力 金融社会工作 

分 类 号：C916[经济管理]