延迟退休决策对居民家庭代际收入流动性的影响分析——基于人力资本传递机制  

The Impact of Postponement of Retirement Decision on Intergenerational Income Mobility of Resident Families——Based on the human capital delivery mechanism

作　　者：刘润芳 车延 LIU Run-fang;CHE Yan(School of Statistics,Xi’an University of Finance and Economics,Xi’an,Shanxi 710100,China)

机构地区：[1]西安财经大学统计学院,陕西西安710100

出　　处：《贵州财经大学学报》2022年第5期92-101,共10页Journal of Guizhou University of Finance and Economics

基　　金：国家社会科学基金项目“居民家庭收入差距代际传递的统计测度研究”(16BTJ012)。

摘　　要：在三周期代际交叠模型(OLG模型)基础上使用CFPS(2010~2018)数据探究不同人力资本水平对居民家庭成员延迟退休决策造成的影响以及不同延迟退休决策对居民家庭代际收入流动性产生的影响,并对农业工作者与非农业工作者在延迟退休决策中的异质性进行分析。结果表明,父代受教育水平越低、自评健康状况越好的情况下选择延迟退休的意愿越高,而且农业工作者比非农业工作者选择延迟退休的概率要大;居民家庭代际收入流动性呈现出下降趋势,正常退休家庭的代际收入流动性要大于延迟退休家庭,农业工作者家庭大于非农业工作者;非农业工作者通过自身受教育水平对子代收入产生正向影响,农业工作者主要通过自身收入以及子代教育水平对子代收入产生正向影响。Based on the three-cycle intergenerational overlapping model(OLG model), CFPS(2010-2018) data are used to explore the impact of different levels of human capital on the decision of delaying retirement of household members and the impact of different decision of delaying retirement on the intergenerational income mobility of households. The heterogeneity between agricultural workers and non-agricultural workers in delayed retirement decision is analyzed. The results showed that the lower the level of education and the better the self-rated health status of the fathers, the higher the willingness to choose to delay retirement, and the probability of agricultural workers choosing to delay retirement was higher than that of non-agricultural workers. The intergenerational income mobility of resident households showed a downward trend. The intergenerational income mobility of normal retired households was larger than that of delayed retired households. The intergenerational income mobility of agricultural workers was larger than that of non-agricultural workers. Non-agricultural workers have a positive impact on their offspring’s income through their own education level, while agricultural workers have a positive impact on their offspring’s income mainly through their own income and their offspring’s education level.

关 键 词：延迟退休 人力资本 代际收入流动性 OLG模型 

分 类 号：F249.2[经济管理—劳动经济]