物流承运人投保货运险法律风险及对策探讨  

Discussion on Legal Risks and Countermeasures of Cargo Insurance for Logistics Carriers

作　　者：王策[1] WANG Ce(Dalian Maritime University,Dalian 116026,China)

机构地区：[1]大连海事大学,辽宁大连116026

出　　处：《物流科技》2022年第10期4-6,32,共4页Logistics Sci-Tech

摘　　要：承运人投保货物运输险是保险商事实践中较为常见的现象,因其产生的纠纷往往集中于承运人对承运货物是否具有保险利益,进而引发一系列的合同问题。文章通过对承运人买投货运险下保险利益的解构,对承运人法律地位进行研判。在承认承运人具有货运险下保险利益的基础上,试图厘清承运人投保货运险的合同效力、受益人等问题,力求在实务层面为企业规避风险,为保险市场的发展保驾护航。It is a common phenomenon in the practice of insurance affairs that the carrier insures the cargo transportation insurance.The disputes arising from it often focus on whether the carrier has an insurable interest in the cargo carried,which leads to a series of contract problems.This paper studies and judges the legal status of the carrier through analyzing the insurance interests under the cargo insurance purchased by the carrier.On the basis of recognizing that the carrier has insurance interests under cargo insurance,this paper tries to clarify the contractual effectiveness and beneficiaries of the carrier,s cargo insurance,and tries to avoid risks for enterprises and escort the development of the insurance market at the practical level.

关 键 词：物流承运人 货运险 保险利益 

分 类 号：F923.99[经济管理]