新能源汽车事故查勘定损存在问题与对策研究  

Research on Problems and Countermeasures of Insurance Survey and Damage Assessment of New Energy Automobile in Car Accident

作　　者：相象文 Xiang Xiang-wen(Anhui Communications Vocational and Technical College,Hefei 230051,China)

机构地区：[1]安徽交通职业技术学院,安徽合肥230051

出　　处：《内燃机与配件》2022年第18期75-77,共3页Internal Combustion Engine & Parts

基　　金：安徽省教育厅2021年高校优秀青年人才支持计划项目(编号:gxyq2021280);安徽省教育厅省级质量工程大规模在线开放课程《新能源汽车技术(概论)》项目(编号:2019mooc482);安徽省教育厅2020年省级教学示范课《新能源汽车技术》(序号:614)。

摘　　要：随着我国新能源汽车保有量不断攀升,新能源汽车保险事故发生的数量也呈现增长趋势,新能源汽车在结构、原理等方面与传统汽车有很大不同,各保险公司在新能源汽车出险后的查勘定损工作中面临较大挑战。本文通过分析我国新能源汽车发展的现状,指出新能源汽车查勘定损工作面临的风险,通过分析现阶段保险公司新能源汽车查勘定损的现状,从培训、科技理赔、制定标准流程和专修企业合作等方面给出新能源汽车查勘定损的对策。With increasing car ownership of new energy automobiles in China,relevant insurance accidents also present a growing trend.New energy automobile is different from traditional one in structure and principle,so insurance companies are facing great challenges in insurance survey and damage assessment of new energy vehicles in car accidents.By analyzing domestic situation of new energy vehicles,the paper finds out risks in insurance survey and damage assessment of new energy automobiles.Through insurance survey of new energy vehicles by insurance companies,it offers countermeasures for the survey and damage assessment of the automobile from training,claim settlement by technology,formulation of standardized process and cooperation with specialized enterprise.

关 键 词：新能源汽车 保险 查勘定损 对策 

分 类 号：U469.72[机械工程—车辆工程]