Research on Financial Lease Pricing Model  

作　　者：Hanbin Jiang Ruby Refuerzo Buccat 

机构地区：[1]University of Baguio,Baguio 2600,Philippines

出　　处：《Proceedings of Business and Economic Studies》2022年第5期11-19,共9页商业经济研究（百图）

摘　　要：Financial leasing is a financial innovation product with leasing and financing functions.The research on the theory of financial leasing and risk pricing methods should be highly valued.Rent is set based on the total revenue of the lessor and the total cost of the lessee.The factors that affect pricing include project costs,security deposits,fees,lease terms,revenue,interest rates,etc.Using the principle of net present value to elaborate the components of financial leases and constructing a financial lease pricing model from the perspective of maximizing the profit and interests of the lessor,an empirical analysis of the model was carried out using an actual case,thus concluding that the model is effective.

关 键 词：Financial lease Pricing model IRR 

分 类 号：TP3[自动化与计算机技术—计算机科学与技术]