宏观审慎监管下防范商业银行系统性风险的管理对策研究  

Research on the Management Countermeasures of Macro-prudential Supervision to Prevent the Systemic Risks of Commercial Banks

作　　者：谌岚[1] 陈恳 CHEN Lan;CHEN Ken(Hunan Industry Polytechnic Changsha,Hunan 410208;The University of Sydney Sydney,Australia 2000)

机构地区：[1]湖南工业职业技术学院,湖南长沙410208 [2]悉尼大学,澳大利亚悉尼2000

出　　处：《中国商论》2022年第21期95-97,共3页China Journal of Commerce

基　　金：2019年湖南省自然科学基金科教联合基金项目“宏观审慎监管下银行业抗系统性风险指数体系构建与应用研究(2019JJ70083)”研究成果。

摘　　要：美国次贷危机以来,全球都加强了系统性金融风险的监测与防控,系统性风险一旦爆发,对经济体就会产生巨大的冲击,甚至波及全球。当前,我国经济发展步入新时期,从追求高速发展转变为高质量发展,金融创新和改革不断深化。新冠疫情的爆发、俄乌战争等黑天鹅事件的发生,导致全球经济下滑,我国经济增长也大幅放缓,在此背景下,防范商业银行系统性金融风险对维护我国金融体系的稳定意义重大。Since the subprime mortgage crisis in the United States,the whole world has strengthened the monitoring and prevention and control of systemic fi nancial risks.Once systemic risks break out,they will have a great impact on the economies,and even spread to the whole world.At present,China’s economic development has entered a new period,from the pursuit of high-speed development to high-quality development;fi nancial innovation and reform continue to deepen.The outbreak of the epidemic and the Black Swan events such as the Russian-Ukrainian War have led to the decline of the global economy and the slowing down of China’s economic growth.In this context,it is of great signifi cance to prevent the systemic fi nancial risks of commercial banks to maintain the stability of China’s fi nancial systems.

关 键 词：商业银行 系统性风险 宏观审慎监管 完善 风险评估 

分 类 号：F830.33[经济管理—金融学]