基于金融认知视角的乡村信用体系构建  

Construction of the Rural Credit System Based on Financial Cognition

作　　者：李燕 Li Yan

机构地区：[1]西南政法大学民商法学院

出　　处：《学术前沿》2022年第19期83-89,共7页Frontiers

摘　　要：乡村信用问题是关系乡村社会发展以及乡村振兴的重要问题。乡村信用体系则是社会信用体系的重要组成部分,健全的乡村信用体系能够推动乡村有效治理、乡村产业发展和乡村社会的全面进步。我国乡村信用建设还存在理想与现实的差距,在乡村振兴背景之下,构建什么样的乡村信用体系基于我们作出的价值选择。当今数字技术的发展使数据成为信用体系建设的核心要素,故需顺应社会变革,把握信用背后的金融应用,加快构建与社会发展相适应的乡村信用体系。Rural credit is vital in developing rural society and achieving rural revitalization.As an important part of social credit system,rural credit system is indispensable in promoting effective rural governance,rural industrialization and rural social progress in an all-round manner.In fact,China’s rural credit building still has a long way to go from the current situation to an ideal one.Against the backdrop of rural revitalization,what kind of rural credit system we will build depends on our value orientation.The development of digital technology at present makes data an important factor in building credit system.Therefore,we must comply with the social transformation and make use of the financial applications behind credit,and step up our effort in building a rural credit system that is adapted to the contemporary society.

关 键 词：乡村信用 信息数据 金融应用 

分 类 号：F832[经济管理—金融学]