监管沙盒持续测试企业承诺适用范围确立规则  

Research on the Rules for Establishing the Scope of Application of the Enterprise Commitment System in the“Regulatory Sandbox”

作　　者：蒋辉宇[1] 凌冰翠 JIANG Hui-yu;LING Bing-cui(School of law,Anhui University of Finance and Economics,Bengbu 233000,Anhui,China)

机构地区：[1]安徽财经大学法学院,安徽蚌埠233000

出　　处：《重庆工商大学学报（社会科学版）》2022年第6期156-164,共9页Journal of Chongqing Technology and Business University：Social Science Edition

基　　金：国家社会科学基金一般项目(21BFX120)“注册制全面推行背景下我国资本市场法律制度完善研究”;教育部人文社会科学研究青年基金项目(19YJC820020)“我国金融科技‘监管沙盒’法律制度构建研究”;安徽省高校研究生科研项目(YJS20210439)。

摘　　要：“监管沙盒”是促进金融科技发展、缓和法律滞后性的创新性金融监管方式。其中,退出制度作为“监管沙盒”的闭环制度是其核心内容,而持续测试企业承诺制度则是完善和丰富退出制度的重要内容。构建持续测试企业承诺制度,首先应解决其适用范围问题。基于此,我国应从顶层设计出发,通过立法控制与执法裁量规则,制定概括性条款对持续测试企业承诺制度的适用范围进行初步规制,并给予监管机构自由裁量权;再通过反面排除与正面适用规则对持续测试企业承诺制度的适用范围进行具体规制;最终形成一套自上而下、张弛有度的持续测试企业承诺制度确立规则,科学且完善地对持续测试企业承诺制度的适用范围进行限制。“Regulatory sandbox”is an innovative way of financial supervision to promote the development of financial science and technology and alleviate the lag of law.Among them,the exit system,as a closed-loop system of“regulatory sandbox”,is its core content,while the continuous testing of enterprise commitment system is an important content to improve and enrich the exit system.To build a continuous testing enterprise commitment system,we should first solve the problem of its scope of application.Based on this,China should start from the top-level design,formulate general provisions through legislative control and law enforcement discretion rules,preliminarily regulate the scope of application of the continuous testing of enterprise commitment system,and give the regulatory authority discretion.Secondly,through the negative exclusion and positive application rules,the scope of application of the continuous testing of enterprise commitment system is specifically regulated.Finally,a set of top-down continuous testing enterprise commitment system with good flexibility will be formed,and the rules will be established to limit the scope of application of the continuous testing enterprise commitment system scientifically and perfectly.

关 键 词：监管沙盒 持续测试企业承诺 适用范围 金融监管 

分 类 号：F832[经济管理—金融学]