数字化转型与金融服务业企业生产率:来自上市公司的经验证据  

Digital Transformation and Financial Services Corporate Productivity:Empirical Evidence from Listed Companies

作　　者：申丹虹[1] 师王芳 Shen Danhong;Shi Wangfang(College of Economics and Management,North University of China)

机构地区：[1]中北大学经济与管理学院

出　　处：《调研世界》2022年第11期14-21,共8页The World of Survey and Research

基　　金：2022年度山西省哲学社会科学规划课题“山西省实体产业数字化转型的路径和效应研究”(2022YD112)的资助。

摘　　要：本文旨在检验数字化转型是否促进以及在多大程度上促进金融服务业企业生产率。本文利用2009—2021年金融服务行业上市公司数据,采用固定效应、中介效应以及调节效应模型实现此研究目的。研究表明,数字化转型每提高1个百分点,金融服务业企业生产率就会提高0.235个百分点;分行业研究发现,数字化转型对金融服务业中保险业的提升作用要明显高于其他细分行业;机制分析验证了人才素质是中介变量,资本深化是调节变量。本文的研究结论将对金融服务业企业进行数字化转型提供理论依据。This paper aims to examine whether and to what extent digital transformation promotes the productivity of financial service companies.This paper uses the data of listed companies in the financial services industry from 2009 to 2021,and uses fixed effect,mediation effect and moderation effect models for this purpose.Research shows that for every 1 percentage point increase in digital transformation,the productivity of financial service companies will increase by 0.235 percentage points;industry-by-industry studies have found that digital transformation in the insurance industry in the financial services has a significantly higher effect than other sub-sectors;Mechanism analysis verifies that talent quality is the mediating variable,and capital deepening is the moderating variable.The research conclusions of this paper will provide a theoretical basis for the digital transformation of financial service enterprises.

关 键 词：数字化转型 金融服务企业生产率 人才素质 资本深化 

分 类 号：F49[经济管理—产业经济]