煤炭设备融资租赁风险及区块链解决架构研究  

Research on the risk of coal equipment financing lease and blockchain solution architecture

作　　者：丁雷 赵志明[2] 杨艳春 Ding Lei;Zhao Zhiming;Yang Yanchun(CCTEG Information Technology Co.,Ltd.,Xi'an 710054,China;China University of Mining and Technology(Bejing),Beijing 100083,China)

机构地区：[1]中煤科工集团信息技术有限公司,陕西西安710054 [2]中国矿业大学(北京),北京100083

出　　处：《煤炭经济研究》2022年第8期84-88,共5页Coal Economic Research

摘　　要：在煤矿企业机械化、自动化生产水平不断提高的背景下,煤炭设备融资租赁被赋予更重要的意义。通过梳理我国煤炭设备融资租赁的一般流程,分析了当前煤炭设备融资租赁面临的风险,并提出依赖于区块链核心技术为入口的煤炭设备融资租赁风险解决架构体系。促进以金融服务为切入点,利用区块链技术,实现智能技术与煤炭设备租赁体系的深度融合与落地应用,推动煤炭工业转型升级与高质量发展。Under the background of continuous improvement of mechanization and automation production level of coal mining enterprises,the finance lease of coal equipment is endowed with more important significance. By sorting out the general process of coal equipment financial leasing in China, this paper analyzes the risks faced by the current coal equipment financial leasing, and puts forward a framework for solving the risks of coal equipment financial leasing relying on the core technology of blockchain. Promote the deep integration and implementation of intelligent technology and coal equipment leasing system by taking financial services as the starting point and using blockchain technology to promote the transformation and upgrading of the coal industry and high-quality development.

关 键 词：融资租赁 风险管控 区块链 架构研究 煤炭企业 

分 类 号：F416.21[经济管理—产业经济]