农地抵押贷款试点政策对农民收入的增长效应研究  

Research on the Growth Effect of Farmland Mortgage Loan Pilot Policy on Farmers’ Income

作　　者：陈鸣 吕利兰 CHEN Ming;LYU Lilan(University of South China,Hengyang 421001,China)

机构地区：[1]南华大学经济管理与法学学院,湖南衡阳421001

出　　处：《南华大学学报（社会科学版）》2022年第6期68-78,共11页Journal of University of South China(Social Science Edition)

基　　金：国家社会科学基金一般项目“乡村振兴战略背景下农户宅基地退出的成本测度与补偿政策优化研究”资助(编号:20BJY121)。

摘　　要：文章基于2013—2019年湖南省县域面板数据,采用双重差分方法识别了农地抵押贷款试点对农民收入增长的效应。研究发现:政策对农民收入增长效应显著为正,效果提高约3.84%,以多种稳健性检验,此结论依然成立。这一政策对邻近区县具有正向溢出效应,政策效果非贫困区县强于贫困区县。此外,农地抵押贷款试点主要通过农业扶持、产业扶持、金融扶持、城市化提升等措施对当地农民收入产生间接影响,更重要的是,政策通过相应精准扶持措施促进政策效应,但仍然需要降低融资壁垒,促进农村金融农地抵押融资。研究结果进一步强调了农地抵押贷款试点需根据地区实际发展情况,因时因地因户精准施策的重要性。Based on the county panel data of Hunan Province from 2013 to 2019, this paper uses the double difference method to identify the effect of farmland mortgage loan pilot on farmers’ income growth. The study found that the policy has a significant positive effect on the growth of farmers’ income, and the effect has increased by about 3.84 %. This conclusion is still valid through a variety of robustness tests;this policy has a positive spillover effect on neighboring counties, and the policy effect of non-poor counties is stronger than that of poor counties;in addition, the pilot of farmland mortgage loan mainly has an indirect impact on local farmers’ income through agricultural support, industrial support, financial support, urbanization and other measures;more importantly, the policy promotes the policy effect through corresponding precise support measures, but it still needs to reduce financing barriers and promote rural financial farmland mortgage financing. The research results further emphasize the importance of accurate implementation of farmland mortgage loans according to the actual development of the region.

关 键 词：农地抵押 增收效应 双重差分法 合成控制法 

分 类 号：F311[经济管理—产业经济]