疫情下葫芦岛市居民理财的影响因素分析  

Analysis on the Influencing Factors of Household Financial Management in Huludao City under the Epidemic Situation

作　　者：国美斯 GO Mei-si(Bohai University,Jinzhou,Liaoning 121000)

机构地区：[1]渤海大学,辽宁锦州121000

出　　处：《江苏商论》2023年第3期88-91,共4页Jiangsu Commercial Forum

摘　　要：理财机构是居民进行财富管理的常用途径。但是新冠疫情暴发使各个机构都受到了不同程度的冲击。为了探讨疫情背景下中小城市居民理财的影响因素,以及理财机构的发展趋势,本文选取葫芦岛市居民为研究样本,设计了针对葫芦岛市居民的调查问卷,并使用Logistic对葫芦岛市居民投资理财影响因素进行回归分析。实证结果表明,年龄对传统理财的影响最大;风险及收益的接受程度对新型理财的影响最大。基于实证结果,提出疫情背景下葫芦岛市理财机构的发展建议,以此来探究疫情背景下中小城市居民理财行业的发展方向。Financial institutions are the common way for residents to manage their wealth.However,the COVID-19 outbreak has impacted various institutions to varying degrees.In order to explore the influencing factors of the financial management of small and medium-sized urban residents in the context of the epidemic situation and the development trend of financial management institutions,this paper selects the residents of Huludao City as the research sample,designs a questionnaire for the residents of Huludao City,and uses Logistic to carry out regression analysis on the influencing factors of the investment and financial management of the residents of Huludao City.The empirical results show that age has the greatest impact on traditional financial management;The acceptance of risk and income has the greatest impact on new financial management.Based on the empirical results,this paper puts forward suggestions for the development of financial institutions in Huludao City in the context of the epidemic,so as to explore the development direction of the financial industry of residents in small and medium-sized cities in the context of the epidemic.

关 键 词：投资理财 影响因素 葫芦岛市 回归分析 

分 类 号：F830[经济管理—金融学]