财政协同金融纾困中小企业科技创新融资约束的内在逻辑及实践路径  

The Internal Logic and Practical Path of Financing Constraints of Scientific and Technological Innovation of Small and Medium-Sized Enterprises in Financial Cooperation and Financial Relief

作　　者：宋保胜[1] 刘淼 赵杜悦 赵友平 赵明正 SONG Bao-sheng;LIU Miao;ZHAO Du-yue;ZHAO You-ping;ZHAO Ming-zheng(School of Economics and Management,Henan Agricultural University,Henan Zhengzhou 450046,China;University of Melbourne,Melbourne VIC3010,Australia)

机构地区：[1]河南农业大学经济与管理学院,河南郑州450046 [2]墨尔本大学,澳大利亚墨尔本VIC3010

出　　处：《科学管理研究》2022年第5期98-107,共10页Scientific Management Research

基　　金：2022年度河南省重点研发与推广专项(软科学)项目(222400410139);2021年度河南省高等教育教育教学改革研究和实践项目(2021SJGLX152Y);2021年度河南省高等教育教育教学改革研究和实践项目(2021YB0050);河南农业大学2021-2022年度“百千万”社会服务基金项目(028)。

摘　　要：中小企业的科技创新是推动产业转型升级的动能源之一。由于中小企业规模小、自身积累不够,需要财政资金补助和金融机构信贷资金的支持。为了解财政部门和金融机构协同服务中小企业科技创新融资诉求情况,通过对部分省(市、区)一些地区财政部门、金融机构和中小企业的实地调研,发现财政部门与金融机构的关注点不同,业务运行机制有别,缺乏协调机构的调配疏通,造成双方信息沟通不畅,责、权、利不对等,加上协同监管不到位,致使部分地区财政与金融之间的协同效率不高,呈现“1+1<2”的负效应,制约着中小企业科技创新能力的进一步提升。基于协同合作视角,系统探索财政协同金融支持中小企业科技创新思路、扩大资金供应路径与推进策略,形成以政府财政资金“小投入”撬动金融资金“大投资”的“蝴蝶效应”,缓解中小企业科技创新的融资约束,提高中小企业科技研发能力。The technological innovation of small and medium-sized enterprises is one of the driving forces for promoting industrial transformation and upgrading.Due to the small scale and insufficient self-accumulation of small and medium-sized enterprises, they need financial subsidies and credit funds from financial institutions.In order to understand the situation of financial departments and financial institutions in cooperating to serve the financing demands of small and medium-sized enterprises, through field investigations on financial departments, financial institutions and small and medium-sized enterprises in some provinces(cities, districts) and some regions, it is found that the concerns of financial departments and financial institutions are different, the business operation mechanism is different, and there is a lack of coordination between the coordination agencies, resulting in poor information communication between the two parties, and unequal responsibilities, rights, and interests.In addition, the coordination supervision is not in place, resulting in the low efficiency of fiscal and financial coordination in some regions.The negative effect of “1+1<2” is present, which restricts the further improvement of the technological innovation capability of small and medium-sized enterprises.Based on the perspective of collaborative cooperation, this study systematically explore the ideas of financial collaborative finance to support small and medium-sized enterprises’ scientific and technological innovation, expand the path of capital supply and promote strategies, form the “Butterfly Effect” of “small investment” of government financial funds to leverage the “large investment” of financial funds, ease the financing constraints of small and medium-sized enterprises’ scientific and technological innovation, and improve its scientific and technological research and development capacity.

关 键 词：科技创新 财政杠杆 信贷响应 蝴蝶效应 

分 类 号：F812.0[经济管理—财政学] F427