金融科技、政府干预与产业结构升级——基于260个地级市面板数据的实证研究  

Upgrading of Financial Technology,Government Intervention,and Industrial Structure——An empirical study based on panel data from 260 prefecture-level cities

作　　者：俞文泽 YU Wen-ze(Guangxi University,Nanning Guangxi 530004)

机构地区：[1]广西大学经济学院,广西南宁530004

出　　处：《天津商务职业学院学报》2022年第6期20-30,47,共12页Journal of Tianjin College of Commerce

基　　金：国家社会科学基金项目“‘一带一路’金融合作与开放视角下中国金融系统结构性稳定的影响因素与风险产生机制研究”(项目编号:18CJY059);广西大学博士启动项目“基于CCA方法的东盟十国宏观金融风险研究”(项目编号:XBS201901)阶段性研究成果。

摘　　要：金融科技促进了金融服务的深度和广度,在我国产业结构升级中发挥重要作用。本文利用我国260个地级市2011-2020年的面板数据,通过使用面板模型,从时间和个体两个维度实证检验了金融科技对产业结构升级的影响。研究结果表明,金融科技能够促进产业结构升级;金融科技对产业结构升级的促进作用具有区域异质性,在中西部地区的促进作用远大于东部地区;产业结构升级受政府干预水平的间接影响。Financial technology promotes the depth and breadth of financial services and plays an important role in upgrading China’s industrial structure.Based on panel data from 260 prefecture-level cities in China from 2011 to 2020,this paper empirically tests the impact of financial technology on industrial structure upgrading from time and individual dimensions by using a panel model.The findings show that financial technology can promote industrial structure upgrading,and the promotion effect of financial technology on industrial structure upgrading is regionally heterogeneous,with a much greater promotion effect in the central and western regions than in the eastern areas.The level of government intervention indirectly influences industrial structure upgrading.

关 键 词：金融科技 产业结构升级 区域异质性 政府干预 

分 类 号：F121.3[经济管理—世界经济]