农村金融市场发展与县域产业结构升级关系研究  

Research on the relationship between the development of rural financial market and the upgrading of county industrial structure

作　　者：陈良敏[1,2] 张伟伟 Chen Liangmin;Zhang Weiwei

机构地区：[1]广西大学经济学院 [2]广西壮族自治区农村信用社联合社博士后创新实践基地

出　　处：《价格理论与实践》2022年第12期91-95,共5页Price:Theory & Practice

基　　金：国家自然科学基金项目《中国的选择性产业政策有效吗:一个技术创新绩效视角的经验研究》(1764002);广西哲学社会科学规划研究课题《新冠疫情背景下企业特绿色创新能力发展研究》(20FGL032);“广西博伟士后专项经费资助项目”的支持。

摘　　要：乡村产业兴旺与县域产业结构升级紧密联系,也离不开农村金融市场的发展和支持。本文利用2014-2020年广西农村金融市场数据和经济社会发展数据所构成的面板数据,应用固定效应模型研究以金融机构多样化、非农村合作金融机构增加服务、数字普惠金融覆盖度、农村合作金融机构市场化运作为主要特征的农村金融市场发展对县域产业结构升级的影响。研究表明:现阶段农村金融市场发展使得县域银行业金融机构形成多元机构竞争的态势,促进了县域产业结构升级。The prosperity of rural industry is closely related to the upgrading of county industrial structure, which is also inseparable from the development of rural financial. This paper takes Guangzhou as research area, and uses the data of rural financial market and economic-social development from 2014 to 2020 to econometric model analysis. With the diversification of financial institutions, the increase of services by non rural cooperative financial institutions, the coverage of digital inclusive finance, and the marketization of rural cooperative financial institutions as the main characteristics, the fixed effect model used to study the impact of rural financial market development on the upgrading of county industrial structure. The research shows that the development of rural financial market at this stage makes the county banking financial institutions form a situation of multi institutional competition, which promotes the upgrading of the county industrial structure.

关 键 词：农村金融 数字普惠金融 产业结构升级 乡村振兴 

分 类 号：F832[经济管理—金融学] F323F121.3