优化中国养老状况的路径分析——基于二维变量模型  

Analysis of Countermeasures to Improve China’s Pension Status--Based on Two-dimensional Variable Model

作　　者：苗家騉 Miao Jiakun(School of Management,Shanghai University of Engineering Science,Shanghai 201620,China)

机构地区：[1]上海工程技术大学管理学院,上海201620

出　　处：《经济研究导刊》2023年第3期84-88,共5页Economic Research Guide

摘　　要：中国的养老一直是热点话题。根据中国社科院世界社保研究中心预测,到2035年左右,我国城镇职工基本养老保险基金的累积结余或将耗尽。因此,分析中国养老金收支问题、制定相应的对策改善中国未来的养老状况已经迫在眉睫。基于此,采用二维变量理论模型,选取多国数据进行计算对比分析,从抚养比和各国养老金持有规模两个维度去评估国家的养老状况,并从模型的变量中找到分析对策的切入点。Pension care in China has always been a hot topic.According to the World Social Security Research Center of the Chinese Academy of Social Sciences,the accumulated balance of the basic endowment insurance fund for urban employees in China may be exhausted by around 2035.Therefore,it is urgent to analyze the current situation of China’s elderly care and formulate corresponding countermeasures to improve China’s future elderly care.This paper proposes a theoretical model of the joint ratio of two-dimensional variables.It selects three sets of data from the United States,Japan and China for calculation and comparison analysis.It evaluates the pension status of a country from the two dimensions of dependency ratio and pension holding scale of each country.The entry point of the analysis countermeasures was found in the variables.

关 键 词：抚养比 养老金 二维变量模型 养老状况 优化路径 

分 类 号：F84[经济管理—保险]