结构性改革背景下城市商业银行全要素生产率增长研究  

Research on Total Factor Productivity Growth of City Commercial Banks under the Background of Structural Reform

作　　者：曾恒煜 朱宁 ZENG Hengyu;ZHU Ning(School of Economics and Finance,South China University of Technology,Guangzhou,Guangdong 510006,China;School of Economics and Statistics,Guangzhou University,Guangzhou,Guangdong 510006,China)

机构地区：[1]华南理工大学经济与金融学院,广东广州510006 [2]广州大学经济与统计学院,广东广州510006

出　　处：《金融教育研究》2023年第1期53-63,共11页Research of Finance and Education

基　　金：国家自然科学基金项目“金融结构性改革背景下中国商业银行绩效评价及提升路径研究”(72073046);国家自然科学基金项目“金融分权背景下中国城市商业银行效率评价及提升路径研究”(71703040);国家自然科学基金项目“中国商业银行运行效率与经济增长”(71973148)。

摘　　要：城市商业银行作为我国银行业的重要组成部分,在深化金融供给侧结构性改革背景下测算其结构性全要素生产率(TFP)增长水平并探究其增长来源具有重要意义。基于2013—2019年83家城市商业银行的数据,使用加总的Luenberger生产率指标测算并分解城市商业银行的结构性TFP增长,结果发现,尽管研究期间我国城市商业银行整体技术水平有明显进步,但整体效率变化的抑制作用更明显,从而导致结构性TFP增长总体呈下降趋势。对整体效率变化的进一步分解发现,个体城市商业银行加总的技术效率变化和结构效率变化均表现为抑制作用;整体技术变化的进一步分解发现,个体城市商业银行加总的技术水平进步是整体技术水平进步的主要驱动力,而制度创新环境有待进一步改善。As the city commercial banks is an important part of China’s banking sector,it is significant to measure its structural total factor productivity(TFP)growth and explore its source in the context of financial supply-side structural reform.Based on the data of 83 city commercial banks from 2013 to 2019,this paper applies an aggregate Luenberger productivity indicator to measure and decompose the structural TFP growth of the city commercial banks.It is found that,although the overall technology change of the city commercial banks shows an obvious increase,the inhibition effect of overall efficiency change is more obvious,which leads to the overall downward trend of structural TFP growth.For the further decomposition of the overall efficiency change,it is fount that both the aggregate technical efficiency of individual city commercial banks and the structural efficiency change show inhibition effect in general.For the further decomposition of the overall technology change,the aggregate technology progress of individual city commercial banks is found to be the main driver of the overall technology progress,while the institutional innovation change needs to be improved.

关 键 词：城市商业银行 全要素生产率 结构性增长 

分 类 号：F832.33[经济管理—金融学]