数字金融助推我国跨越“中等收入陷阱”  

Digital Finance Promotes China’s Leaping of the Middle-Income Trap

作　　者：林春[1] 秦海艳 张潇[1] 孙英杰[1] LIN Chun;QIN Haiyan;ZHANG Xiao;SUN Yingjie(School of Finance and Trade,Department of Economics,Liaoning University,Shenyang,Liaoning 110036,China)

机构地区：[1]辽宁大学经济学部金融与贸易学院,辽宁沈阳110036

出　　处：《财经理论与实践》2023年第2期17-24,共8页The Theory and Practice of Finance and Economics

基　　金：国家社会科学基金一般项目(19BJL089);2022年辽宁省哲学社会科学青年人才培养对象委托课题(2022lslqnrcwtkt-30)。

摘　　要：基于中国2011—2019年31个省(区、市)的面板数据,考察数字金融对我国跨越“中等收入陷阱”的影响。结果发现:数字金融能够显著促进我国对“中等收入陷阱”的跨越,尤其强劲地表现在低教育水平、中西部欠发达以及物质资本投资水平较高等地区。同时,在机制检验中发现数字金融还可以通过提高产业结构的合理化水平来赋能我国跨越“中等收入陷阱”。鉴于此,应加快推进“数字中国”建设,提升数字金融发展水平,助力我国跨越“中等收入陷阱”。Based on the panel data of 31 provinces(municipalities and autonomous regions)of China from 2011 to 2019,this paper studies the impact of digital finance on China’s crossing the“middle-income trap”.The results show that digital finance can significantly promote our country to overcome the“middle-income trap”,especially in regions with low education levels,underdeveloped central and western regions,and areas with high levels of physical capital investment.At the same time,it is found in the mechanism test that digital finance can also empower China to stride over the“middle-income trap”by improving the rationalization level of the industrial structure.In view of this,it is necessary to accelerate the construction of“Digital China”,improve the development level of digital finance,and help China overcome the“middle-income trap”.

关 键 词：数字金融 中等收入陷阱 产业结构升级 

分 类 号：F832.1[经济管理—金融学]