社会保险对退役军人家庭资本分配的影响研究  

Research on the Impact of Social Insurance on Capital Allocation of Veteran Families

作　　者：吕岭钰 李涛 LYU Ling-yu;LI Tao(School of Economic,Qingdao University,Qingdao 266061,China)

机构地区：[1]青岛大学经济学院,青岛266061

出　　处：《青岛大学学报（自然科学版）》2023年第1期106-110,共5页Journal of Qingdao University(Natural Science Edition)

基　　金：国家自然科学基金青年项目(批准号:71904094)资助;中国博士后科学基金面上项目(批准号:2021M700413)资助。

摘　　要：基于2010—2018年中国家庭追踪调查数据,构建面板Probit模型与面板线性模型,将从军经历纳入资本分配决策框架,研究退役军人社会保险对家庭资本分配的影响。研究结果表明,养老保险可显著促进退役军人在家庭金融资产、健康与教育方面的资本投入,而医疗保险对各项投入的影响均不显著;城镇退役军人比农村退役军人更能合理利用不同保险的贴现规律以实现家庭资本的有效分配。In the decision-making framework of capital allocation,military experience was introduced to study the impact of social insurance on family capital allocation.The panel probit model and panel linear model were constructed based on the data of Chinese Family tracking Survey from 2010 to 2018.Results show that endowment insurance has a significant effect on increasing the investment in financial assets,healthy and education.But medical insurance has no impact.Urban veterans can make better use of discount rules to realize the effective distribution than rural veterans.

关 键 词：社会保险 风险贴现 退役军人 资本分配 

分 类 号：C913.7[经济管理]