金融服务乡村振兴战略的路径研究  

Research on the Path of Financial Service Strategy for Rural Revitalization

作　　者：姜君丽[1] 杨文仙 JIANG Jun-li;YANG Wen-xian(Shandong Technology and Business University,Yantai 264005,China)

机构地区：[1]山东工商学院外国语学院,山东烟台264005 [2]山东工商学院金融学院,山东烟台264005

出　　处：《山东工商学院学报》2023年第2期28-34,共7页Journal of Shandong Technology and Business University

基　　金：山东省教育科学“十三五”规划2020年度重点基金项目“山东省高校财政拨款知识溢出与企业创新相关性分析”(2020ZD032)。

摘　　要：从融资需求、风险管理等角度分析了金融服务乡村振兴战略的现实状况,梳理了当前金融服务乡村振兴战略的过程中遇到的难点和痛点,指出农村金融机构应延伸服务半径,不断健全农村金融体系,强化农村金融资源供给,优化农村金融资源配置,把更多金融资源配置到农村重点领域和薄弱环节,同时加快农村金融基础设施建设,创新农村金融产品和服务,构建农村金融风险分担和补偿机制,更好满足乡村振兴多样化、多层次的金融需求。From the perspective of financing demand and risk management,this paper analyzes the reality of the strategy of financial services for rural revitalization,combs out the difficulties and pain points encountered in the process of the current strategy of financial services for rural revitalization,and points out that rural financial institutions should extend the service radius,constantly improve the rural financial system,strengthen the supply of rural financial resources,optimize the allocation of rural financial resources,and allocate more financial resources to key areas and weak links in rural areas,At the same time,we will accelerate the construction of rural financial infrastructure,innovate rural financial products and services,build a rural financial risk sharing and compensation mechanism,and better meet the diversified and multi-level financial needs of rural revitalization.

关 键 词：农村金融 乡村振兴 农村金融产品 农村金融风险 

分 类 号：F832.7[经济管理—金融学] F327