普惠金融与绿色金融融合发展路径研究  

Research On The Integrated Development Path Of Inclusive Finance And Green Finance

作　　者：古丽加玛丽·阿卜力克木 刘宇微 程莉 张志娇 王晓军[5] Gulijiamali Abulikemu;Liu Yuwei;Cheng Li;Zhang Zhijiao;Wang Xiaojun(Urumqi Central Sub-branch,the People's Bank of China;Hami Central Sub-branch,the People's Bank of China;Karamay Central Sub-branch,the People's Bank of China;Changji Central Sub-branch,the People's Bank of China;Yili Central Sub-branch,the People's Bank of China)

机构地区：[1]中国人民银行乌鲁木齐中心支行 [2]中国人民银行哈密市中心支行 [3]中国人民银行克拉玛依市中心支行 [4]中国人民银行昌吉州中心支行 [5]中国人民银行伊犁州中心支行

出　　处：《金融发展评论》2023年第1期42-54,共13页Financial Development Review

摘　　要：“碳达峰碳中和”背景下,农业、中小微企业等既脆弱又高碳排放领域的绿色转型变得尤为重要。普惠金融与绿色金融是支持重点领域和薄弱环节推动实体经济高质量发展的金融服务。本文通过公开资料整理了我国各地金融机构支持个人、农业、中小微企业推动形成绿色低碳的生产方式和生活方式的创新做法,分析了我国普惠金融与绿色金融融合发展过程中存在的问题,并在借鉴国际绿色普惠金融发展经验的基础上,提出了促进我国普惠金融与绿色金融融合发展的路径。In the context of “carbon peaking and carbon neutrality”, green transformation in vulnerable and high-carbon emission sectors such as agriculture and micro, small and medium-sized enterprises(MSMEs) becomes particularly important. Financial inclusion and green finance are financial services that support key areas and weak links to promote high-quality development of the real economy. Based on public data, this paper summarizes the innovative practices of financial institutions in various parts of China to support individuals, agriculture, MSMEs to promote the formation of green and low-carbon production mode and life style, analyzes the existing problems in the integration and development of inclusive finance and green finance in our country, and on the basis of drawing lessons from the international experience of inclusive green finance development, It puts forward the path to promote the integrated development of inclusive finance and green finance.

关 键 词：普惠金融 绿色金融 绿色普惠金融 融合发展路径 

分 类 号：F832[经济管理—金融学]