我国医疗责任保险发展研究  

Research on the Development of Medical Liability Insurance in China

作　　者：曹斯蔚 

机构地区：[1]中国人民大学财政金融学院,北京100872

出　　处：《中国医疗保险》2023年第4期107-112,共6页China Health Insurance

基　　金：国家社会科学基金项目(19BJY216);国家自然科学基金项目(71903008);中央高校基本科研业务费专项资金项目(20XNL002)。

摘　　要：人民群众日益提升的健康需求与医疗资源分配不均衡的矛盾是导致医患关系不和谐的一个重要原因,医疗纠纷时有发生。医疗责任保险以保险公司作为第三方介入和协调机构,是化解医疗纠纷、营造和谐医患关系的重要手段之一。本文分析了我国医疗责任保险的发展意义、现状及存在的问题,并借鉴国外经验,提出完善建议。The contradiction between the increasing health needs of the people and the uneven distribution of high-quality medical resources has led to disharmony in the doctor-patient relationship and medical disputes occur from time to time.Medical liability insurance,with insurance companies as the third-party intervention and coordination agencies,is considered to be one of the important means to resolve medical disputes and create a harmonious doctor-patient relationship.This article analyzes the significance,current situation,and problems of the development of medical liability insurance in China,and draws on foreign experience to propose policy recommendations for improvement.

关 键 词：医疗责任保险 医患关系 医疗纠纷 

分 类 号：F840.684[经济管理—保险] C913.7[社会学]