大学生网络信贷消费意向问卷的编制及信效度检验  

Development,Reliability and Validity of the College Students’Online Credit Consumption Intention Questionnaire

作　　者：王语嫣 田丹丹 黄世伍 曾练平[5] WANG Yu-yan;TIAN Dan-dan;HUANG Shi-wu;ZENG Lian-ping(Key Laboratory of Adolescent Cyber Psychology and Behavior(CCNU),Ministry of Education,Wuhan 430079,China;School of Psychology,Central China Normal University,Wuhan 430079,China;Guiyang No.8 High School,Guiyang 550002,China;Department of Economic Management,Guizhou Light Industry Technical College,Guiyang 550025,China;School of Psychology,Guizhou Normal University,Guiyang 550001,China)

机构地区：[1]青少年网络心理与行为教育部重点实验室,武汉430079 [2]华中师范大学心理学院,武汉430079 [3]贵阳市第八中学,贵阳550002 [4]贵州轻工职业技术学院,贵阳550025 [5]贵州师范大学心理学院,贵阳550001

出　　处：《中国临床心理学杂志》2023年第2期379-383,387,共6页Chinese Journal of Clinical Psychology

基　　金：国家社会科学基金项目(项目号:18BSH062);国家自然科学基金面上项目(项目号:71771102)。

摘　　要：目的:以计划行为理论为框架,编制大学生网络信贷消费意向问卷,并检验其信度与效度。方法:按照问卷编制的标准化流程对4个样本分别进行了质性分析、项目分析、探索性因素分析、验证性因素分析与跨性别、年级的测量等值性分析等。结果:问卷共12个项目,由行为态度、主观规范与知觉行为控制3个因子组成。总问卷及各因子的内部一致性信度、分半信度和重测信度分别为0.90~0.94,0.86~0.92,0.78~0.89。3因子模型拟合指标良好(χ^(2)/df=4.43,CFI=0.98,TLI=0.97,RMSEA=0.05,SRMR=0.03)。总问卷及各因子与各效标均呈显著正相关。多组验证性因素分析显示问卷在男、女大学生和各年级之间具有完全的测量等值性。结论:大学生网络信贷消费意向问卷具有较好的信、效度,适宜作为未来相关研究的测量工具。Objective:This study used the Theory of Planned Behavior as the framework to develop a College Students’Online Credit Consumption Intention Questionnaire and tested its reliability and validity.Methods:Qualitative analysis,item analysis,exploratory factor analysis,confirmatory factor analysis and measurement invariance analysis of gender and grade were carried out for the 4 samples according to the standardized process of questionnaire development.Results:There were 12 items in the formal questionnaire,which were composed of three dimensions:behavioral attitude,subjective norm,and perceived behavioral control.The internal consistency reliability,split half reliability and retest reliability of the total score and each factor score were 0.90-0.94,0.86-0.92 and 0.78-0.89,respectively.The three-factor model of the questionnaire fitted well(χ^(2)/df=4.43,CFI=0.98,TLI=0.97,RMSEA=0.05,SRMR=0.03).Scores of the total and its subscales were significantly related to scores of Advanced Consumption Values Scale and Popular Consumption Behavior Scale.Multi-group confirmatory factor analysis showed complete measurement invariance across gender and grade groups.Conclusion:The College Students’Online Credit Consumption Intention Questionnaire has good reliability and validity,which can be used as an effective measurement tool for future research.

关 键 词：网络信贷消费意向 计划行为理论 信度 效度 

分 类 号：R395.1[哲学宗教—心理学]