价值工程在保险产品评估及改进中的应用--以商业车险为例  

Application of Value Engineering in the Evaluation and Improvement of Insurance Products:a Case Study of Commercial Auto Insuranc

作　　者：张正宝 张添舒 黄振凝 黎月 Zhang Zhengbao;Zhang Tianshu;Huang Zhenning;Li Yue

机构地区：[1]江苏省保险学会,江苏南京210000 [2]南京审计大学金审学院,江苏南京211815 [3]上海保险学会,上海200000

出　　处：《保险职业学院学报》2023年第2期53-58,共6页Journal of Insurance Professional College

基　　金：江苏省保险学会2022年度立项课题(SBX2022-3-E-02)。

摘　　要：本文通过阐释保险业应用价值工程的现状,运用定性与定量分析相结合的方法,以商业车险为例分析保险产品功能计量与价值评估,并针对保险产品价值工程应用存在的不足,提出完善保险产品价值工程应用的建议。By explaining the current situation of the application of value engineering in the insurance industry,this paper uses the method of combining qualitative and quantitative analysis to analyze the functional measurement and value evaluation of insurance products,taking commercial automobile insurance as an example,and puts forward suggestions to improve the application of value engineering of insurance products in view of the shortcomings of the application of value engineering of insurance products.

关 键 词：保险业 保障本源 价值工程 应用研究 

分 类 号：F840.322[经济管理—保险]