养老金信息服务大平台:国际经验与启示  

Pensions Dashboards:International Experience and Enlightenment

作　　者：毛冰雪 房连泉 Mao Bingxue;Fang Lianquan

机构地区：[1]中国社会科学院大学 [2]中国社会科学院社会发展战略研究院

出　　处：《经济研究参考》2023年第5期38-47,共10页Review of Economic Research

摘　　要：“互联网+政务服务”能够推动公共部门数字化转型,增强政府利企便民能力。“国家社会保险公共服务平台”是社会保险领域落实“互联网+政务服务”的具体措施。从长远发展来看,社会保险公共服务平台应发展为社会保障综合性平台。就养老金体系而言,供需两端对一站式服务“大平台”的诉求越来越强烈,丹麦、瑞典、荷兰和澳大利亚等先行国家提供了建设国家统一养老金服务平台的经验。针对“国家社会保险公共服务平台”的未来建设,本文提出三项建议:一是要尽快整合现有资源,将“国家社会保险公共服务平台”逐步延伸为综合性“大平台”;二是平台建设要做好设计规划,注重用户体验;三是宣传推广要结合中国国情,避免照搬照套。“Internet plus government services”can promote the digital transformation of the public sector,and enhance the government s ability to better meet the needs of businesses and the people.The“national social insurance public service platform”is a specific measure to implement“internet plus government services”in the field of social insurance.From a long-term perspective,the social insurance public service platform should be developed into an integrated platform for social security.As far as the pension system is concerned,the demands for a one-stop service integrated platform on both sides of supply and demand are becoming stronger and stronger.The countries such as Denmark,Sweden,the Netherlands and Australia have provided experience in building national unified pensions dashboards.In view of the future construction of“national social insurance public service platform”,this paper proposes three suggestions.Firstly,it is necessary to integrate existing resources as soon as possible and gradually extend the“national social insurance public service platform”into a comprehensive“integrated platform”.Secondly,platform construction should focus on design planning and prioritize user experience.Thirdly,promotion and publicity should be tailored to China s national conditions and avoid simply copying and pasting strategies.

关 键 词：养老金 信息服务 公共平台 

分 类 号：F843[经济管理—保险] F847