The Nigerian Financial Literacy Framework and the CBN’s Cashless Policy Impasse:Adult Education to the Rescue  

作　　者：Caroline Omolere Olomukoro Mabel Ovigue Oyitso Iyobosa Humphrey Omoregie 

机构地区：[1]University of Benin,Benin City,Nigeria

出　　处：《US-China Education Review(B)》2023年第2期128-136,共9页美中教育评论（B）

摘　　要：The Nigerian Financial Literacy Framework(NFLF)and the Central Bank of Nigeria’s Cashless Policies are two significant initiatives aimed at promoting financial inclusion and enhancing the financial literacy of Nigerians.Unfortunately,the Nigerian government has appeared notorious for policy reversals.What has remained prominent in the Nigerian situation is the case of setting the cart before the horse.This paper examines the NFLF established to promote financial inclusion by extending financial services to the underserved,unserved,and the“unbanked”Nigerian populace.The implementation of the NFLF had not had a significant impact when the CBN abruptly began the implementation of its cashless policy and this situation created an impasse with Nigerians experiencing untold hardship as the cashless policy brought about unexpected cash crunch on citizens who were obviously ill-prepared and were severely impacted most especially those in the rural areas.Adult education has been found to enhance immediate socio-economic and socio-cultural impacts in society.The paper explored three critical adult education programmes for a smooth in-road for the implementation of a sensitive policy such as the cashless policy in a country like ours that is still battling with a very disturbing illiteracy rate.

关 键 词：adult education financial literacy cashless policy 

分 类 号：C92[社会学—人口学]