代际支持、养老保险对老年人幸福感的影响及城乡差异  

Impact of Intergenerational Support and Pension Insurance on the Well-being of the Elderly and Urban-rural Difference

作　　者：高建丽[1] 陈杨 张晓晴[1] GAO Jianli;CHEN Yang;ZHANG Xiaoqing(Business School,Shandong Technology and Business University,Yantai,Shandong 264005,China)

机构地区：[1]山东工商学院,山东烟台264005

出　　处：《邢台学院学报》2023年第2期1-7,共7页Journal of Xingtai University

基　　金：国家社会科学基金项目:数字经济与社区居家养老服务深度融合模式;困境及支持政策研究.项目编号:21BRK010。

摘　　要：为了探索代际支持对老年人幸福感的影响,并剖析养老保险在其中是否发挥调节作用,利用中国家庭金融调查数据对构建的理论模型进行验证,结论表明,代际支持的婚姻状态、子女数量及照料可及性三个维度对老年人幸福感的影响存在一定的城乡差异,子女数量对农村老年人幸福感的影响并不显著,而婚姻状态和照料可及性对老年人幸福感有显著影响,且城乡无差异。此外,养老保险在代际支持对老年人幸福感的影响中发挥着重要的调节作用,基于此,提出了应加大城乡居民养老保险的覆盖面,提升缴费档次和补贴标准,还应加快长期护理险的推广等政策建议。In order to explore the impact of intergenerational support on the well-being of the elderly and analyze whether pension insurance plays a regulatory role in it,China Household Finance Survey(CHFS)data is used to verify the theoretical model constructed.The conclusion shows that there are certain urban-rural differences in the influence of three dimensions of marital status under intergenerational support,number of children and care accessibility on the well-being of the elderly.The number of children has no significant effect on the well-being of the elderly in rural areas,while the marital status and care accessibility have significant impact on the well-being of the elderly,and there is no difference between urban and rural areas.In addition,pension insurance plays an important regulatory role in the influence of intergenerational support on the well-being of the elderly.Based on this,it is proposed that the coverage of pension insurance for urban and rural residents should be increased;the payment grade and subsidy standard should be improved;and the promotion of long-term care insurance should be accelerated.

关 键 词：代际支持 养老保险 子女数量 照料可及性 幸福感 

分 类 号：C913.6[经济管理]