发展农业保险科技助力乡村振兴战略——以河北省为例  

Developing Agricultural Insurance Technology to Support Rural Revitalization Strategy--Taking Hebei Province as an Example

作　　者：李婷[1] 王莹 王巧义[1] Li Ting;Wang Ying;Wang Qiaoyi(College of Accounting,Hebei University of Economics and Business)

机构地区：[1]河北经贸大学会计学院

出　　处：《金融经济》2023年第6期81-88,共8页Finance Economy

基　　金：河北省科技厅软科学研究项目“农业保险助力乡村振兴战略的科技创新问题研究”(21557676D)。

摘　　要：农业保险是我国乡村振兴战略的重要组成部分。近些年来,为了更加便捷和科学地开展农业保险业务,很多保险公司积极进行科技创新,将高新技术应用到业务当中,为农业保险的高质量发展提供了重要支撑。农业保险三大利益主体——保险公司、政府部门和参保农户,都切实享受到了现代科技带来的便捷和高效,但高科技毕竟属于新生事物,还未充分发挥出对农业保险发展的核心作用,在农险实践中,科技手段的应用仍存在着许多限制因素。因此,要加大对高新技术的研发投入,加快农业保险复合型人才的培养,提升农户的科技管理意识,强化政府对科技手段应用的支持,推进农村信息基础设施的建设,完善农业保险数据的共享机制,积极推动农业保险的转型升级。Agricultural insurance is an important part of China's rural revitalization strategy.In recent years,in order to carry out agricultural insurance business more conveniently and scientifically,many insurance companies have actively carried out technological innovation and applied high technologies to their business,providing important support for the high-quality development of agricultural insurance.The three major interest groups of agricultural insurance-insurance companies,government departments and insured farmers,have actually enjoyed the convenience and efficiency brought by modern technology.However,high technology still belongs to emerging things and has not yet fully played a core role in the development of agricultural insurance.In agricultural insurance practice,the application of technological means still faces many limiting factors.Therefore,we should increase investment in high-tech research and development,speed up the training of agricultural insurance compound talents,enhance farmers'awareness of technological management,strengthen government support for the application of technological means,promote the construction of rural information infrastructure,improve the sharing mechanism of agricultural insurance data,and actively promote the transformation and upgrading of agricultural insurance.

关 键 词：农业保险 科技应用 乡村振兴 高质量发展 

分 类 号：F840.66[经济管理—保险]