区块链视角下农业产业链融资三方策略选择的演化博弈及仿真  

Evolutionary Game and Simulation of Tripartite Strategy Selection for Agricultural Industry Chain Financing from the Perspective of Blockchain

作　　者：王秀萍[1] 徐乙 余倩文 Wang Xiuping;Xu Yi;Yu Qianwen(Jiangsu University of Science and Technology,Zhenjiang 212000,China)

机构地区：[1]江苏科技大学,江苏镇江212000

出　　处：《经济研究导刊》2023年第12期75-82,共8页Economic Research Guide

基　　金：江苏省高校哲学社会科学研究基金项目“江苏省休闲观光农业PPP模式的应用研究”(2019SJA1929);江苏省研究生科研创新计划项目“农业产业链融资中社会资本的作用机制及实现路径研究”(KYCX21_3431)。

摘　　要：区块链的应用已成为农业产业链融资的新焦点。基于区块链视角,引入区块链应用带来的信用收益和附加违约成本,构建农业企业、金融机构、农业生产合作社三方演化博弈模型,分析三方策略选择的演化稳定性,再利用Matlab软件进行数值仿真,为农业产业链融资三方应用区块链进行策略选择提供了理论依据。研究结果表明,农业企业、金融机构、农业生产合作社参与区块链农业产业链融资行为博弈存在演化稳定均衡;区块链的信用收益和附加违约成本可以促进农业企业积极承担保证责任、金融机构愿意发放贷款、农业生产合作社积极履行还款义务。研究结论有助于消除区块链应用于农业产业链融资时三方的信息不对称,也有助于建立和谐良好的农业产业链融资生态环境。The application of blockchain has become a new focus of agricultural industry chain financing.Based on the blockchain perspective,the credit benefits and additional default costs brought by blockchain applications are introduced to build a tripartite evolutionary game model for agricultural enterprises,financial institutions and agricultural producers' co-operatives,analyze the evolutionary stability of the tripartite strategy selection,and then use Matlab software for numerical simulation,which provides a theoretical basis for the tripartite application of blockchain in agricultural industry chain financing strategy selection.The research results show that there is an evolutionary stable equilibrium in the game of agricultural enterprises,financial institutions and agricultural producers' co-operatives participating in the financing behavior of blockchain agricultural industry chain;The credit income and additional default costs of the blockchain can promote agricultural enterprises to actively assume the guarantee responsibility,financial institutions to be willing to issue loans,and agricultural producers' co-operatives to actively fulfill their repayment obligations.The research conclusion helps to eliminate the information asymmetry among the three parties when applying blockchain to agricultural industry chain financing,and also helps to establish a harmonious and good ecological environment for agricultural industry chain financing.

关 键 词：区块链 农业产业链融资 三方演化博弈 仿真分析 

分 类 号：F29[经济管理—国民经济]