长期护理保险对医疗费用的影响——基于CHARLS数据的实证分析  

The Effects of Long-Term Care Insurance on Medical Expenses:An Empirical Analysis Based on CHARLS Data

作　　者：左季季 王敬宇[1] ZUO Ji-ji;WANG Jing-yu(School of Management,Anhui University,Hefei Anhui 230601,China)

机构地区：[1]安徽大学管理学院,安徽合肥230601

出　　处：《铜陵学院学报》2023年第3期30-34,共5页Journal of Tongling University

基　　金：安徽省哲学社会科学规划项目“中国特色行政现象学分析框架、内容构建与实践路向研究”(AHSKF2019D056)。

摘　　要：基于中国健康与养老追踪调查(CHARLS)的2011、2013、2015和2018年四期数据,运用双重差分法分析第一批长期护理保险试点政策对试点城市中老年群体医疗费用支出的影响。结果显示,长期护理保险显著增加了中老年群体的医疗费用支出。同时,长期护理保险对医疗费用的影响在城镇和东西部地区更为显著。文章的实证结果对长期护理保险试点范围的推广和待遇设计的完善具有一定现实意义。We used the data from the China Health and Retirement Longitudinal Study(CHARLS)in 2011,2013,2015,and 2018.This study employs the differences-in-differences method to analyze the impact of the first batch of long-term care insurance pilot policies on medical expenses of the elderly population in pilot cities.The results indicate that long-term care insurance significantly increases medical expenses for the elderly population.Moreover,the impact of long-term care insurance on medical expenses is more significant in urban and eastern-western regions.The empirical results of this paper have certain practical significance for the extension of the pilot range of long-term care insurance and the improvement of the treatment design.

关 键 词：长期护理保险 医疗费用 双重差分 

分 类 号：F842.6[经济管理—保险]