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作 者:师路佳 SHI Lujia(School of Applied Engineering,Henan University of Science and Technology,Sanmenxia 472000,China)
机构地区:[1]河南科技大学应用工程学院,河南三门峡472000
出 处:《商业观察》2023年第23期25-28,共4页BUSINESS OBSERVATION
摘 要:近十年来,中小企业已经成为推动我国经济高质量发展的重要组成部分。但与此相关的中小企业融资比重在银行等金融机构中仅仅占据了一小部分,中小企业由于自身规模、企业信誉等问题不断面临融资难的困境,基于以上问题,从中小企业自身的发展状况出发,分析融资问题出现的原因,借鉴国内外经验,探寻出适合我国中小企业的发展之道,从而解决中小企业融资问题,为其创造良好的发展氛围。Over the past decade,small and medium-sized enterprises have become an important part of promoting the high-quality development of China's economy.However,the financing proportion of small and medium-sized enterprises related to this only accounts for a small part of financial institutions such as banks.Small and medium-sized enterprises are constantly facing the dilemma of financing difficulties due to scale,corporate reputation and other problems.Based on above problems,starting from the development status of small and medium-sized enterprises themselves,this paper analyzes the causes of financing problems,draws lessons from domestic and foreign experience,and explores the development path suitable for small and medium-sized enterprises in China,so as to solve the financing problems of small and medium-sized enterprises and create a good development atmosphere for them.
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