供应链金融视角下汽车制造业中小企业信用风险评估与防范  

Credit Risk Assessment and Prevention of SMEs in Automobile Manufacturing Industry from the View of Supply Chain Finance

作　　者：魏锋[1,2] 朱媛媛 黄荣萍 WEI Feng;ZHU Yuanyuan;HUANG Rongping(School of Economics and Management,Guangxi University of Science and Technology,Liuzhou 545006,China;Liuzhou Institute of Technology,Liuzhou 545616,China)

机构地区：[1]广西科技大学经济与管理学院,广西柳州545006 [2]柳州工学院,广西柳州545616

出　　处：《物流科技》2023年第17期116-120,共5页Logistics Sci-Tech

基　　金：2020年广西哲学社会科学规划研究课题项目“基于绿色发展视阀的广西汽车制造业供应链协同创新机制研究”(20FJL006);柳州工学院校级虚拟仿真实验教学一流课程建设项目《管理学概论》(2020KCD001);柳州工学院校级“课程思政”专项项目《管理学》课程思政教学与实践(2019JGSZ012)。

摘　　要：目前,供应链金融已成为新时代下中小企业融资的主要方式,一定程度上可以缓解中小企业融资难的问题,同时也存在一定的信用风险,迫切需要解决信用风险的评价和防范问题。文章在分析供应链金融视角下影响中小企业信用风险的因素基础上,构建信用风险评估指标体系,并以汽车制造业为例,选取44家上市中小企业作为样本,通过主成分分析和Logistic回归分析方法,找出影响中小企业信用风险的重要因素。根据实证结果,提出防范供应链金融信用风险的建议。At present,supply chain finance has become the main way of financing for small and medium-sized enterprises in the new era,to some extent can alleviate the financing difficulties of small and medium-sized enterprises,but there are also certain credit risks,it is urgent to solve the problem of credit risk evaluation and prevention.This study under the perspective of the supply chain finance influence small and medium-sized enterprise credit risk factors,on the basis of building credit risk assessment index system,and the automobile manufacturing industry,for example,select 44 listed SMEs as a sample,through the principal component analysis and Logistic regression analysis method,find out the important factors affecting small and medium-size denterprise credit risk.According to the empirical results,put forward to prevent the credit risk of supply chain finance.

关 键 词：供应链金融 汽车制造业 中小企业 信用风险评估 

分 类 号：F224[经济管理—国民经济]