社会货币论下数字形态人民币国际化与法制建设  

Internationalization of the Digital Form of Chinese Yuan and Legal System Construction under the Theory of Social Money

作　　者：钟英通 肖扬 ZHONG Yingtong;XIAO Yang

机构地区：[1]西南政法大学国际法学院 [2]中国-东盟法律研究中心 [3]西南政法大学中国东盟法律研究中心

出　　处：《武大国际法评论》2023年第3期138-157,共20页Wuhan University International Law Review

摘　　要：当前,全球数字货币竞争激烈,社会货币论注重货币的社会意义和社会本质,在货币国际化上强调社会渗透和信用构建,对推动货币国际化更具理论价值。数字形态人民币包括数字人民币和人民币稳定币。社会货币论下,数字人民币不存在传统的“跨境流通”,而是金融数据的跨境流动。尽管数字人民币国际化也存在不确定性,但在境外使用数字人民币不违反国际法。相较而言,人民币稳定币的国际化更具合法性和独特优势:社会货币论下,人民币稳定币具有更强的社会渗透能力;国际法视域下,稳定币本身不违反国际法;国别法视域下,大量发达国家允许一定条件下稳定币的市场准入与合规运营。在推进人民币国际化进程中,数字人民币与人民币稳定币是互相促进的关系,我国应“双管齐下”应对全球数字货币竞争,完善数字形态人民币法制建设。对此,我国应拓展数字人民币的效力范围,同时构建人民币稳定币的监管框架并积极维护数字人民币信用。At present,the worldwide race in digital currency is reaching fever pitch.The theory of social money Focus on the social significance and essence of money,and emphasizes social penetration and credit building in the internationalization of currency,which has more theoretical value in promoting the internationalization of currency.The digital form of Chinese Yuan includes Digital Yuan and RMB Stablecoin.Under the theory of social money,there is no traditional"cross-border circulation"for the Digital Yuan,but the cross-border flow of financial data.Although there are uncertainties in the internationalization of the Digital Yuan,using it overseas does not violate international law.In comparison,the internationalization of RMB Stablecoin has more legality and unique advantages:under the theory of social money,the RMB Stablecoin has stronger social penetration capability;from the perspective of international law,stablecoins do not violate international law;from the perspective of national law,many developed countries allow market access and compliance operation of stablecoins under certain conditions.In the process of promoting the internationalization of the Chinese Yuan,the Digital Yuan and RMB Stablecoin have a mutually promoting relationship.Chinashould deal with the global competition for digital currencies ina"two-pronged"approach and improve the legal construction of the digital form of the Chinese Yuan.In this regard,China should expand the effective range of the Digital Yuan and construct a regulatory framework for the RMB Stablecoin while actively maintaining the credit of the Digital Yuan.

关 键 词：社会货币论 数字人民币 人民币稳定币 人民币国际化 

分 类 号：F832.6[经济管理—金融学] F49[政治法律—经济法学] F822[政治法律—国际法学] D996.2[政治法律—法学]