完善低收入人口多层次医疗保障制度的路径研究  

Study on the Paths to Improve the Multi-level Medical Security System for Low-income Population

作　　者：陈永成[1] 田博韬 郑先平[1] CHEN Yongcheng;TIAN Botao;ZHENG Xianping(School of Economics and Management,Jiangxi University of Chinese Medicine,Nanchang Jiangxi 330004,China;不详)

机构地区：[1]江西中医药大学经济与管理学院,江西南昌330004

出　　处：《卫生经济研究》2023年第8期69-71,共3页

基　　金：江西省社会科学基金项目“乡村振兴战略医疗保险支付政策实施效果的区域性差异及对策研究”(22GL52D);国家自然科学基金项目“基于DRGs的公立医院医疗服务绩效评价与实证研究——以江西为例”(81960616);江西中医药大学教改课题“《利息理论与寿险精算》实验案例教学”。

摘　　要：当前,我国低收入人口多层次医疗保障制度存在低收入人口识别机制未完善、医疗救助效率低、商业健康保险难以融入、医疗保障各项目衔接不畅等不足,为此提出完善低收入人口多层次医疗保障制度的路径:结合大数据,完善低收入人口认定机制;加强医疗救助立法保障,加大基金监管力度;大力发展商业健康保险;强化不同项目之间的衔接互动。At present,there are some shortcomings in multi-level medical security system for low-income population in China,such as incomplete identification mechanisms for low-income population,low efficiency of medical assistance,difficulties in integrating commercial health insurance,and poor connection between various medical security projects.Therefore,this article proposes the paths to improve the multi-level medical security system for low-income population,including improving the identification mechanism of low-income population in combination with big data,strengthening the legislative protection of medical assistance and increasing the supervision of funds,developing commercial health insurance,strengthening the connection and interaction between different projects.

关 键 词：低收入人口 多层次医疗保障 商业健康保险 大数据 

分 类 号：F840.684[经济管理—保险]