金融集聚对“金融—科技”耦合脆弱性的影响研究  

Research on the Influence of Financial Agglomeration on the"Finance-Technology"Coupling System Vulnerability

作　　者：王仁祥[1] 郭晓媛 WANG Renxiang;GUO Xiaoyuan(School of Economics,Wuhan University of Technology,Wuhan 430070,China)

机构地区：[1]武汉理工大学经济学院,湖北武汉430070

出　　处：《华东经济管理》2023年第9期95-105,共11页East China Economic Management

基　　金：国家社会科学基金项目“经济高质量发展背景下金融与科技耦合脆弱性及有效性研究”(21BJY253)。

摘　　要：文章选取2005—2020年我国30个省份的面板数据,分区域、行业研究金融集聚对“金融—科技”耦合脆弱性的影响。研究表明:金融集聚对邻地“金融—科技”耦合脆弱性的影响远大于其对本地“金融—科技”耦合脆弱性的影响,且影响方向相反;在不同行业中,银行业与保险业的集聚均能显著影响“金融—科技”耦合脆弱性,证券业的集聚增加了“金融—科技”耦合脆弱性,存在拥挤集聚风险;在不同区域中,东部地区的金融集聚能够显著降低本地“金融—科技”耦合脆弱性,西部地区则相反。协调不同金融行业、不同区域的发展,是降低“金融—科技”耦合脆弱性、推动经济高质量可持续发展的关键。This paper selects the panel data from 30 provinces in China from 2005 to 2020 to study the impact of financial agglomeration on the vulnerability of"finance-technology"coupling by regions and industries.Research has shown that the impact of financial agglomeration on the vulnerability of neighboring"finance-technology"coupling is much greater than its impact on the vulnerability of local"finance-technology"coupling,and the impact direction is opposite;in different industries,the agglomeration of the banking and insurance industries can significantly affect the fragility of the"finance-technology"coupling,while the agglomeration of the securities industry increases the fragility of the"financetechnology"coupling,posing a risk of crowding agglomeration;in different regions,financial agglomeration in the eastern region can significantly reduce the vulnerability of local"finance-technology"coupling,while in the western region,the opposite is true.Coordinating the development of different financial industries and regions is the key to reducing the vulnerability of the"finance-technology"coupling and promoting high-quality and sustainable economic development.

关 键 词：金融集聚 科技与金融 耦合 脆弱性 

分 类 号：F832[经济管理—金融学] F124.3