乡村振兴战略视野下农民专业合作社融资影响因素分析——以云南省农民专业合作社为样本  

Analysis of the Factors Affecting the Financing of Farmers’Professional Cooperatives in the Perspective of Rural Revitalization Strategy--Taking the Farmers’Professional Cooperatives in Yunnan Province as Samples

作　　者：陆岷峰 裴璇 杨巧媛 LU Min-feng;PEI Xuan;YANG Qiao-yuan(Internet Finance Innovation and Development Research Center,Nanjing University of Technology,Nanjing 210041,China;School of Economics and Management,China Agricultural University,Beijing 100083,China;Everything Cloud Space Technology Service Co.,Ltd.,Shenzhen 518049,China)

机构地区：[1]南京工业大学互联网金融创新发展研究中心,南京210041 [2]中国农业大学经济管理学院,北京100083 [3]万物云空间科技服务股份有限公司,广东深圳518049

出　　处：《南通职业大学学报》2023年第2期1-8,23,共9页Journal of Nantong Vocational University

基　　金：国家社会科学基金项目(20BGL009,21BJY022);云南省哲学社会科学规划社会智库项目(SHZK2022431)。

摘　　要：以云南省农民专业合作社的数据为样本,运用最小二乘回归分析方法,从理论上和实证上分析农民专业合作社融资的影响因素。研究结果表明:政府支持力度、电商辐射度、销售渠道、融资渠道、贷款方式与农民专业合作社的贷款金额之间具有显著正相关关系;而农民专业合作社位于经济相对发达地区的贷款金额较少,位于欠发达地区的贷款金额较多;此外,是否为示范社对融资亦有影响,为示范社时,政府支持力度、销售渠道和带动农户数量对合作社贷款金额的影响更显著,而为非示范社时,合作社对环境的积极影响、电商辐射度、拥有商标的影响更显著。Taking the data of farmers’professional cooperatives in Yunnan Province as a sample and using the least squares regression analysis method,this paper analyzes the influencing factors of financing of farmers’professional cooperatives theoretically and empirically.The research results show that there is a significant positive correlation between government support,e-commerce radiation,sales channels,financing channels,loan methods and the loan amount of farmers’professional cooperatives.The geographical location of farmers’professional cooperatives affects the amount of financing.The amount of financing in developed areas of Yunnan Province is smaller,while the amount of cooperative loans in underdeveloped areas is larger.The factors that ffect the financing of farmers’professional cooperatives are different because whether the cooperatives are model cooperatives.When the cooperatives are model cooperatives,the government support,sales channels and the number of driven farmers have a more significant impact on the financing of cooperatives;When it is a non-model cooperative,the cooperative has a more significant impact on the environment,e-commerce radiation and trademark ownership.

关 键 词：农民专业合作社 融资 贷款金额 

分 类 号：F321.42[经济管理—产业经济]