算法歧视与金融科技伦理治理  

Algorithmic Discrimination and Ethical Governance of Financial Technology

作　　者：丁昱[1] DING Yu

机构地区：[1]中国人民银行铜陵市中心支行,安徽铜陵244061

出　　处：《吉林金融研究》2023年第6期60-63,78,共5页Journal of Jilin Financial Research

摘　　要：近年来,金融科技不断创新发展,深刻改变了传统金融服务的方式和业态,极大地提高了金融服务效率和能力,同时也衍生出复杂多样的金融科技伦理问题,给金融创新与金融安全带来了一系列新的风险挑战。本文从算法歧视这一金融科技伦理治理难题出发,探讨应对之策,并从算法伦理的角度给出提升金融科技伦理治理水平,有效防控金融科技伦理风险的政策建议。In recent years,the continuous innovation and development of fintech has profoundly changed the methods and forms of traditional financial services,greatly improved the efficiency and capability of financial services,but also spawned a variety of complex fintech ethical issues,bringing a series of new risks and challenges to fi nancial innovation and fi nancial security.This paper focuses on the ethical governance challenge of algorithmic discrimination in fi nancial technology,investigates corresponding countermeasures,and gives policy suggestions on improving fintech ethical governance and effectively preventing and controlling fintech ethical risks from the perspective of algorithmic ethics.

关 键 词：金融科技伦理 算法歧视 歧视性风险 

分 类 号：F832[经济管理—金融学]