论保险法中最大诚信原则的适用  

On the application of the principle of maximum good faith in insurance law

作　　者：胡祝祝 Hu Zhuzhu(Guizhou Minzu University,Guiyang,Guizhou,550000)

机构地区：[1]贵州民族大学,贵州贵阳550000

出　　处：《市场周刊》2023年第9期166-169,共4页Market Weekly

基　　金：2022年贵州民族大学民族法治研究生教育创新基地课题“上市公司反收购案例研究”(项目编号:20212SZC005)。

摘　　要：最大诚信原则作为保险法的纲领性规定,从引入到发展至今已具备一定的理论基础及司法运作经验,但保险合同纠纷、当事人无法得到周延的救济,以及保险欺诈日益猖獗,成为阻挡保险业发展的最大障碍。鉴于此,文章从保险法最大诚信原则的概念着手,论述最大诚信原则在保险法中应如何正当适用以减少纠纷的发生,并以保险合同的成立、生效、履行、产生纠纷为时间节点,系统地论述各阶段应如何秉持诚信以减少冲突的发生。As a programmatic provision of insurance law,the principle of maximum good faith has had certain theoretical basis and judicial operation experience since its introduction and development,but insurance contract disputes,the parties can not get a comprehensive relief,and insurance fraud is increasingly rampant,become the biggest obstacle to the development of insurance industry.In view of this,starting from the concept of the principle of maximum good faith in insurance law,this paper discusses how the principle of maximum good faith should be properly applied in insurance law to reduce the occurrence of disputes,and systematically discusses how to uphold good faith in each stage to reduce the occurrence of conflicts by taking the establishment,effectiveness,performance and disputes of insurance contracts as time nodes.

关 键 词：最大诚信原则 告知义务 说明义务 

分 类 号：D922.284[政治法律—经济法学]