韩国公共养老金制度对退休决策的影响研究及其带给我国的启示  

Influence of Public Pension System on Retirement Decision-Making in South Korea and Its Enlightenment to China

作　　者：王云多[1] 朱耀臣 WANG Yunduo;ZHU Yaochen(Economic and Business Management School,Heilongjiang University,Harbin 150080,China)

机构地区：[1]黑龙江大学经济与工商管理学院,黑龙江哈尔滨150080

出　　处：《北京邮电大学学报（社会科学版）》2023年第4期72-81,共10页Journal of Beijing University of Posts and Telecommunications(Social Sciences Edition)

基　　金：黑龙江省社会科学规划基金(22RKB166)。

摘　　要：为深入研究人口老龄化背景下韩国养老金制度对退休决策的影响,利用韩国老年劳动力面板数据对这一影响做了实证检验。研究发现:首先,与公共养老金制度相关的前瞻性激励措施对退休概率有显著影响;其次,年长雇员对延迟退休带来的额外收入和增加的养老金待遇更感兴趣,而非对更多养老金财富带来的经济收益更感兴趣;再次,子女给父母的收入转移对父母退休后的生活有显著影响,这表明低生育率提高了缓解老年贫困和保持养老金稳定的难度。韩国公共养老金制度对延迟退休决策的影响可为客观看待我国低生育现象及提高生育率带来一定启示。In order to study the influence of South Korea’s pension system on retirement decision-making under the background of aging population,the panel data of the elderly labor force is used to make an empirical study and it is found that prospective incentives related to the public pension system have a statistically significant impact on retirement probability;Elderly employees respond more to the additional income and increased pension benefits that come with continued employment than to the economic gains that come with greater pension wealth;In particular,intergenerational income transfers from children to parents have a significant impact on parents’life in retirement,showing that low fertility rate makes it harder to alleviate poverty in old age and keep pensions stable.The effect of the public pension system on retirement decision-making in South Korea will bring some enlightenment to analyzing China’s low fertility rate and raising the fertility rate.

关 键 词：人口老龄化 养老金 退休 老龄劳动供给 启示 

分 类 号：C924.312.6[社会学—人口学]