数字普惠金融对绿色创新水平的影响  

Impact of digital inclusive finance on the level of green innovation

作　　者：李聪[1] 汪康 LI Cong;WANG Kang(School of Economics,Qingdao University,Qingdao 266061,China)

机构地区：[1]青岛大学经济学院,山东青岛266061

出　　处：《重庆理工大学学报（社会科学）》2023年第8期54-64,共11页Journal of Chongqing University of Technology（Social Science）

基　　金：山东省重大理论与实践问题研究项目“山东省区域金融稳定预警及评估研究”(18BSJJ03);山东省高等学校青创科技计划创新团队项目“社会保障与金融反贫困研究团队”(2022RW032)。

摘　　要：绿色创新是经济可持续发展的重要源泉,对于提升综合国力、增强国际竞争力具有重要作用。基于地级市面板数据,探讨数字普惠金融对绿色创新水平的影响及作用机制。研究发现:(1)数字普惠金融能够提升绿色创新水平,且结论通过了稳健性检验;(2)数字普惠金融通过提高消费水平和人力资本水平进而促进绿色创新发展;(3)在中部地区和金融欠发达地区,数字普惠金融对绿色创新的激励效应较为显著。基于此,我国应制定数字普惠金融发展政策,营造良好的绿色创新氛围,实现我国经济可持续高质量发展。Green innovation is an important source of sustainable development of national economy and plays an important role in enhancing the comprehensive national strength and international competitiveness.Based on the panel data of prefecture-level cities,this paper discusses the impact of digital inclusive finance on the level of green innovation and its mechanism.The research finds:(1)Digital inclusive finance can improve the level of green innovation,and the conclusion has passed the robustness test.(2)Digital inclusive finance promotes green innovative development by improving consumption level and human capital level.(3)In the central region and financially underdeveloped regions,digital inclusive finance has a more significant incentive effect on green innovation.Therefore,China should formulate a digital inclusive financial development policy,create a good environment of green innovation,and achieve sustainable high-quality development of China’s economy.

关 键 词：数字普惠金融 绿色创新 消费水平 人力资本 

分 类 号：F832[经济管理—金融学]