陕西省信用能力提升工程的实践与思考  

Practice and Thinking of Shaanxi Province Credit Capacity Improvement Project

作　　者：张怡萍 郝嵘 马小明[1] Zhang Yiping;Hao Rong;Ma Xiaoming(Shanxi Provincial Branch of the People’s Bank of China,Xi’an 710075,Shaanxi,China)

机构地区：[1]中国人民银行陕西省分行,陕西西安710075

出　　处：《征信》2023年第9期52-55,共4页Credit Reference

摘　　要：按照征信体系建设的有关要求,2022年以来实施的陕西省信用能力提升工程,推动了信用信息覆盖面的不断扩大,切实提高了金融服务水平,有效提升了融资对接成效,不断优化了信用环境。目前,陕西省信用建设仍存在涉企信用信息归集共享不够全面、特色征信产品应用场景不够丰富、中小微企业信用意识有待加强等问题。因此,需要加强企业信用建设,实现信用信息共享,多方协同参与,创新应用场景,提升小微企业融资获得感,切实提高陕西省信用能力提升工程质效。In accordance with the relevant requirements of the construction of the credit information system,the credit capacity improvement project implemented in Shann Xi Since 2022 has promoted the continuous expansion of the coverage of credit information,effectively improved the level of financial services,effectively improved the effectiveness of financing docking,and constantly optimized the credit environment.At present,there are still some problems in the credit construction of Shaanxi Province,such as not comprehensive enough collection and sharing of enterprise-related credit information,not rich enough application scenarios of characteristic credit information products,and need to strengthen the credit awareness of small,medium and micro enterprises.Therefore,it is necessary to strengthen enterprise credit construction,realize credit information sharing,multi-party collaborative participation,innovate application scenarios,enhance the sense of financing of small and micro enterprises,and effectively improve the quality and efficiency of Shaanxi Province’s credit capacity improvement project.

关 键 词：信用能力提升工程 中小微企业 信用信息 地方征信平台 征信产品 

分 类 号：F823.31[经济管理—财政学] F275.6