构建驱动金融成长的中国监管体制——基于国际经验样本与金融科技影响的视角  

Building China’s Regulatory System to Drive Financial Growth——A Perspective Based on International Experience Samples and the Impact of Fintech

作　　者：欧阳文杰 陆岷峰 OUYANG Wenjie;LU Minfeng(Finance School,Tongling University,Tongling 244061,China;Research Center of Internet Finance Innovation and Development,Nanjing University of Technology,Nanjing 210041,China)

机构地区：[1]铜陵学院金融学院,安徽铜陵244061 [2]南京工业大学互联网金融创新发展研究中心,江苏南京210041

出　　处：《福建商学院学报》2023年第3期9-15,59,共8页Journal of Fujian Business University

基　　金：国家社会科学基金一般项目“互联网金融市场跨界风险的协同监管长效机制与政策研究”(21BJY022)。

摘　　要：2023年3月全国人大通过的机构改革方案开启了中国式金融监管体制改革的新阶段,推动我国分业监管向混业监管体制改革又进了一步。金融监管体制变革的历史逻辑中隐含着驱动金融成长的因素,防范金融风险和促进金融成长都应该成为金融监管体制运行的主要目标。结合金融监管模式选择的国际经验,突出金融科技治理的形势要求,构建驱动金融成长的监管体制的融合路径,进一步明确监管导向,推动金融深入服务实体经济,在产融一体化的共创发展中驱动金融成长,促进我国金融市场的健康发展,更好地服务中国式现代化建设。The institutional reform plan passed by the National People’s Congress in March 2023 marked a new stage of the reform of the Chinese-style financial regulatory system,and further promoted China’s separate regulatory system to the mixed regulatory system reform.The historical logic of the transformation of the financial regulatory system implies factors that drive financial growth.Preventing financial risks and promoting financial growth should both become the main goals of the operation of the financial regulatory system.Combining the international experience of financial regulation mode selection,highlighting the situation requirements of financial technology governance,building the integration path of the regulatory system that drives financial growth,further clarifying the regulatory guidance,promoting finance to serve the real economy in depth,driving financial growth in the co creative development of industrial and financial integration,and promoting the healthy development of China’s financial market can better serve the construction of Chinese path to modernization.

关 键 词：中国式现代化 监管体制 金融科技 双峰监管 监管沙盒 

分 类 号：F832.1[经济管理—金融学]