基于金融视角的陕西省城乡收入差距产生原因及思考  

Reasons and Reflections on the Income Gap between Urban and Rural Areas in Shaanxi Province from a Financial Perspective

作　　者：宋子怡 王小娟[1] SONG Zi-yi;WANG Xiao-juan(School of Finance and Economics,Xizang Minzu University,Xianyang,Research Center for High Quality Development of Tibet's Characteristic Industries,Shaanxi 712082)

机构地区：[1]西藏民族大学财经学院、西藏特色产业高质量发展研究中心,陕西咸阳712082

出　　处：《江苏商论》2023年第9期15-19,共5页Jiangsu Commercial Forum

基　　金：国家社科青年项目“资金配置与西藏文化产业发展的路径及对策研究”(16CGL073);西藏民族大学首届“藏秦喜马拉雅·杰出青年学者计划”项目;西藏文化传承省部共建协同创新中心重大委托项目“着力创建高原经济高质量发展先行区,努力做到高原经济高质量发展走在全国前列研究”(WT-ZD20220103)的阶段性成果。

摘　　要：金融业的发展助推了陕西省经济的提升,但在一定程度上加剧了城乡收入的差距,削弱了发展的可持续性。本文在文献综述的基础上,选取2011—2020年陕西省城乡居民收入近10年的数据,分析陕西省城乡收入差距,提出促进城乡金融业均衡发展、推动陕西省金融业“质”与“量”的发展、提高陕西省金融机构运行效率及建立完善的乡村社会保障体系四点对策建议。The development of the financial industry has boosted the economic growth of Shaanxi Province,but to some extent,it has exacerbated the urban-rural income gap and weakened the sustainability of development.On the basis of literature review,this article selects data on the income of urban and rural residents in Shaanxi Province from 2011 to 2020,analyzes the urban-rural income gap in Shaanxi Province,and proposes four countermeasures and suggestions to promote the balanced development of the urban-rural financial industry,promote the“quality”and“quantity”development of the financial industry in Shaanxi Province,improve the operational efficiency of financial institutions in Shaanxi Province,and establish a sound rural social security system.

关 键 词：金融发展 金融政策 发展质量 发展效率 城乡社会保障 

分 类 号：F124.7[经济管理—世界经济] F832.1