马克思主义政治经济学视阈下“金融创新”现象分析及其对策研究  

Analysis of the“Financial Innovation”and Its Countermeasures from the Perspective of Marxist Political Economy

作　　者：黄杰鸿 HUANG Jiehong(School of Economics,Fujian Normal University Fuzhou,Fujian 350108)

机构地区：[1]福建师范大学经济学院,福建福州350108

出　　处：《中国商论》2023年第21期121-125,共5页China Journal of Commerce

摘　　要：金融创新,简单来说是指通过变更现有金融体制或引入新的金融工具等手段达到迎需求、增收益、提效率、降风险等目标的创新活动,而剩余价值论是马克思主义政治经济学的基本观点,其阐释着谋取更多的剩余价值是促进金融创新现象产生的根本动因。在《资本论》中,金融资本被描述为价值形式发展的最高阶段,同时为金融创新现象的研究提供了理论工具。随着金融行业的不断发展,人们逐渐形成了更具有普遍性的现代金融资本理念。实践经验也表明,金融创新对现代金融资本通常会起“双刃剑”作用,应基于马克思主义政治经济学视角对金融创新现象进行辩证分析与合理扬弃。Financial innovation,in simple terms,refers to the innovative activities to meet demands,increase income,improve efffciency,reduce risks,etc.,by changing the existing ffnancial systems or introducing new ffnancial instruments,etc.,and the theory of surplus value is the basic viewpoint of Marxist political economy,which explains that the pursuit of more surplus value is the fundamental motivation to promote the ffnancial innovation.In Capital,ffnancial capital is described as the highest stage of the development of the value form,and meanwhile provides a theoretical tool for the study of ffnancial innovation.With the continuous development of the ffnancial industry,people have gradually formed a more general concept of modern ffnancial capital.Practical experience also shows that ffnancial innovation usually plays a“double-edged sword”role in modern ffnancial capital,and ffnancial innovation should be dialectically analyzed and reasonably discarded from the perspective of Marxist political economy.

关 键 词：金融资本 资本形成机制 马克思主义政治经济学 金融创新 

分 类 号：F832[经济管理—金融学]