英国共有产权住房实践与启示  

PRACTICE AND ENLIGHTENMENT OF SHARED OWNERSHIP SCHEME IN THE UK

作　　者：吕程[1] 陈友华[1] LU Cheng;CHEN Youhua

机构地区：[1]南京大学社会学院

出　　处：《城市规划》2023年第11期123-132,共10页City Planning Review

基　　金：国家社会科学基金重大项目“实现积极老龄化的公共政策及其机制研究”(17ZDA120)的阶段性研究成果。

摘　　要：作为“居者有其屋”的产权住房保障政策之一,共有产权住房自2014年起在中国各省份由点及面试点推广,却未能实现预期目标。英国共有产权住房在40多年的发展历程中不断调整与反思,具有较大的参考价值。本文从英国共有产权住房的发展历程、角色地位和运作模式出发,通过与其他产权保障型住房的对比,发现共有产权住房是英国阶梯式住房保障体系中的重要配角,相比于租房有明显优势,同时为政府带来经济和政治效益。但它并不能有效地帮助“夹心层”缓解购房压力,还存在设计复杂、持有成本较高、缺乏流动性、资产价格下跌与法律风险等诸多负面效果。我国当下的共有产权住房保障政策实践中,应当吸取英国的经验和教训,明确定位并完善优化共有产权住房政策。As oneof thehomeownership policies ensuring adequate housing for everyone,shared ownership homes have been launched in many provinces and cities since 2014,but haven't achieved the expected goal.The scheme of shared ownership housing in the UK has been constantly adjusted in the past more than 40 years,which is of great reference value for us.Based on the development history,role,and operation mode of the UK's shared ownership scheme,this papercompares it with other affordable ownership homes,and finds that the shared ownership scheme plays an important supporting role in the British public housing system,which has obvious advantages over renting houses and brings economic and political benefits to the government.However,it cannot effectively help the"sandwich class"to ease the pressure of housing price.There are also many other negative effects such as complicated design,legal risk,risk of asset price decline,high holding cost,and lack of liquidity.In the current practice of ownership guarantee policies,we should learn from the British experience and lessons,clarify our positioning,and optimize the shared ownership housing scheme.

关 键 词：共有产权住房 经济适用房 英国 

分 类 号：F293.31[经济管理—国民经济]